We are being told that "deregulation" caused the problem. Is that right? A shocking video is circulating on the Internet by NakedEmperorNews.com showing Congressman Barney Frank and others chastising regulators and insisting that safety and soundness was not an issue at Freddie Mac and Fannie Mae. Today it is painfully clear that there were major problems indeed. You might remember Congressman Barney Frank. He is the one that worked closely with Secretary Paulson and Fed Chairman Bernake to fast track the Wall Street banker bailout.

American is a land of liberty and choices. Just like God has given us a free will, the United States gives us the freedom to choose whether we want to live in a condo or a home, go to law school or sell cars, eat healthy or suffer the consequences.

Having the freedom to choose is part of what makes our  nation great.

That’s why I was so disappointed when I went to Sam’s Club on Sunday.  I needed some new light bulbs for a ceiling fan in my office. It seems there’s a short circuit that randomly causes the bulbs to pop every month or two. The building is so old that the maintenance men tell me it’s better to replace a light bulb every couple of months than to invest in rewiring the entire office.

Read More About Sell Me The Eco-Friendly, Energy-Efficient Light Bulbs...